Allotment Insurance

[villagedefender]

I rent a private allotment from a private landlord. It is too far from my house to be covered by contents insurance and I don't want to carry my tools back and forth. Has anyone ever got cheap insurance for their allotment if so who from, and should I get public liabaility or will that be the landowners responsibility?

James

[villagedefender]

[Sprout]

I rent a council owned allotment and was offered insurance by my 'organiser'. I wasn't really listening at the time as was busy digging up couch grass but seem to recall mention of £15 and covering injury to people coming onto my plot. Perhaps would have paid more attention if mention was made of covering against vandalism or theft. Sorry, not much use to you really is it?

[djbrenton]

It's worth shopping around for contents insurance. I know at least one of our tenants is covered for his lottie under his household insurance.

[philandjan]

If your home contents insurance covers you against "all risks" or items away from the home you should be covered.

Will check out chapter and verse, though.

[djbrenton]

As regards public liability, £15 a pop is ludicrous. I think we pay £153 a year on our 17 acre site, so if a load of tenants on a council run site want insurance it might be an idea to create an 'association' to purchase insurance en bloc.