Horse chestnuts planted on the same spot within a few years can develop the disease, but what about ones in a new position? It's a fungal disease, not something spread by insects like Dutch Elm, so it may not appear everywhere. We must have a lot of elderly trees around, as well. I remember one from the local park when I was a kid, it was just a mature horse chestnut like any other, only it had seveal weak lower branches; I think back then one touched the ground and the others weren't far off. When I passed by there about ten years ago, I found the original tree moribund, with large bracket fungi on the trunk, but the branches had all reached the ground, rooted, and were now flourishing trees. It left me wondering about the life expectancy of the species.