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cat insurance advice
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Topic: cat insurance advice (Read 4375 times)
grawrc
Global Moderator
Hectare
Posts: 6,583
Edinburgh
cat insurance advice
«
on:
February 04, 2010, 20:50:19 »
Little kitten arrives on Sunday with 4 weeks' Petplan insurance. Do any of you cat owners out there have any advice on where I should go for long-term insurance?
Currently paying Tesco £14.71 a month for insurance for my 8 year old cocker spaniel pregnant dog but it is not very full insurance.
Sometimes think pet insurance is a rip-off. I've never claimed but suspect my premium is paying for the millions that do.
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emmy1978
Hectare
Posts: 2,360
It's good to be in my gardening shoes again!
Re: cat insurance advice
«
Reply #1 on:
February 05, 2010, 12:39:10 »
I didn't have the cat insured, then she was run over and her op and care cost £350 odd. :'( I have since paid nearly that in premiums for pet insurance and she's been fine. ::) I bet if I cancel it she'll injure herself... :(
Oh and we're with morethan... :)
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Don't throw paper away. There is no away.
GrannieAnnie
Hectare
Posts: 3,017
in Delaware, USA growing zone 6 or 7
Re: cat insurance advice
«
Reply #2 on:
February 05, 2010, 12:57:16 »
In all the years we had dogs and cats while the children were growing up we never had insurance and only one broken leg and one cut side.
These were animals that were both inside and outside pets. I cannot imagine paying a monthly sum like that for a pet! Really puts them into a "luxury item" bracket!
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The handle on your recliner does not qualify as an exercise machine.
asbean
Hectare
Posts: 3,411
Winchester, Hants
Re: cat insurance advice
«
Reply #3 on:
February 05, 2010, 12:59:32 »
With our two cats we didn't take out insurance, and I think over the years (nearly 13!!!) we still would have paid out more in premiums than we have paid for treatment.
It was only last year that we had the most expensive bills, £300+ for each of them within a couple of months.
Each time we're asked if we have insurance, and I am sure it's putting up the cost of care. Our local vet practice was independent but when the head vet retired it was taken over by accountants - cvsvets - and costs almost doubled. They spun me a yarn about their costs going up as well, but I think they do this because they can. And if the majority of bills are covered by insurance, then they can charge what they like. I run a business and if I doubled my prices in a recession I'd get no work.
The "out of hours" service is amazing - they have a vet and nurse on standby all night, and it costs £140 just to visit, that's before any treatment.
>:( >:( >:( >:( >:(
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The Tuscan Beaneater
detailista
Half Acre
Posts: 129
Re: cat insurance advice
«
Reply #4 on:
February 05, 2010, 13:53:14 »
If I remember rightly there was cashback available on Quidco if you took out a policy.
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lewic
Hectare
Posts: 944
Re: cat insurance advice
«
Reply #5 on:
February 05, 2010, 13:58:01 »
A friend who has a dog puts the equivalent of the insurance premium into a bank account for the pet. So far they havent needed to claim and have a good amount of money in there now. Good idea if it wouldnt break the bank if you got an expensive bill early on.
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grawrc
Global Moderator
Hectare
Posts: 6,583
Edinburgh
Re: cat insurance advice
«
Reply #6 on:
February 05, 2010, 21:56:17 »
Thanks for all the advice. This is really scary! He arrives on Sunday and I haven't had a cat for 20 years! Will I pass muster!!!! :o :o :o :o :o :o
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grotbag
Hectare
Posts: 745
granddaughter(miya) in Christchurch,Dorset
Re: cat insurance advice
«
Reply #7 on:
February 05, 2010, 22:28:01 »
course you will,how old is it 13 wks ??
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asbean
Hectare
Posts: 3,411
Winchester, Hants
Re: cat insurance advice
«
Reply #8 on:
February 05, 2010, 22:29:01 »
Kittens love cardboard boxes. Get lots of them and cut holes in them so he can climb from one to the other. Keeps them occupied for hours :) :) :) :)
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The Tuscan Beaneater
grawrc
Global Moderator
Hectare
Posts: 6,583
Edinburgh
Re: cat insurance advice
«
Reply #9 on:
February 05, 2010, 22:39:01 »
Yes GB he was born on 5/11/2009 so I'm expecting fireworks!!! ;) Just a wee bit worried about how "catsafe" the house needs to be and what happens when I need to go out and leave him alone.
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emmy1978
Hectare
Posts: 2,360
It's good to be in my gardening shoes again!
Re: cat insurance advice
«
Reply #10 on:
February 05, 2010, 23:39:59 »
When Biccy was tiny we closed all the upstairs doors when we went out but other than that I don't think we cat-proofed. I'm so excited for you-he'll be gorgeous company and kittens are so funny-great entertainment. Get some tin foil and roll into a small ball-most kittens will play fetch. ;D
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Don't throw paper away. There is no away.
Poppy Mole
Hectare
Posts: 1,099
Petworth, West Sussex
Re: cat insurance advice
«
Reply #11 on:
February 23, 2010, 07:46:15 »
Any photos yet?
Bit late but I agree with putting equivalent amount of premiums away yourself - that way hopefully in later years you will still have the money yourself.
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grawrc
Global Moderator
Hectare
Posts: 6,583
Edinburgh
Re: cat insurance advice
«
Reply #12 on:
February 23, 2010, 08:53:40 »
Sorry I ended up not getting him. I said on another thread but I forgot about this one. It turned out he had a heart problem.
Ironically I am now claiming on my dog insurance as my dog has injured her back.
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halfofmanic
Half Acre
Posts: 111
Re: cat insurance advice
«
Reply #13 on:
February 23, 2010, 09:04:06 »
They spun me a yarn about their costs going up as well, but I think they do this because they can. And if the majority of bills are covered by insurance, then they can charge what they like. I run a business and if I doubled my prices in a recession I'd get no work.
The "out of hours" service is amazing - they have a vet and nurse on standby all night, and it costs £140 just to visit, that's before any treatment.
We have been there with vets fees Vet checked our dog out recommended some treatment an injection we asked how much it would be he fobbed us off by saying he didn't know the receptionist would tell us being unaware of vets at the time we didn't have enough money with us and better half had to stay there while I went to cash machine I think it depends on the vet we have a great vet now she seems to be really interested in the pets the other vet didn't seem to be bothered We have our staffy insured now with More Than But when we had the cats 2 of them with no insurance eldest one was 16 no vets bills apart from vaccinations had 4/5 dogs in the past no pet insurance but you get frightened into it ::) :o
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grawrc
Global Moderator
Hectare
Posts: 6,583
Edinburgh
Re: cat insurance advice
«
Reply #14 on:
February 23, 2010, 09:41:15 »
My brother (in Switzerland) has Suzy's brother. He decided not to get pet insurance reasoning that over the past 30 years they have barely used it and have paid out thousands in premiums. Tito (the dog) has recently developed pancreatitis and they have already forked out well over £1000 in vet's bills. So who knows which is wiser?
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bridgehouse
Acre
Posts: 438
Re: cat insurance advice
«
Reply #15 on:
February 23, 2010, 10:31:52 »
Its hard to decide to ensure or not ensure, my old Birman cat Gracie is almost twenty, and I have never had to make a claim for her, and the premiums go up every year with pet plan.
My daughter did not ensure her cat Sally, and when Sally was hit by a car she cost a fortune in vet bills .
June.
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tonybloke
Hectare
Posts: 5,811
Gorleston 0n sea, Norfolk
Re: cat insurance advice
«
Reply #16 on:
February 24, 2010, 20:56:09 »
Is this insurance so that car-owners can claim the cleaning costs after running the 'loved' (let out on roads) animal??
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You couldn't make it up!
Le-y
Acre
Posts: 287
Growing children and food in Norfolk
Re: cat insurance advice
«
Reply #17 on:
February 24, 2010, 21:35:52 »
I think its really important to have, i have two cats from the same litter.
Hazel contracted pneumonia when she was about 3 and was very very sick, our vet bills would've shot through the roof if we haddnt had insurance.
the same cat also suffers dermatitis and we get assistance with that.
and her sister recently went into the vets for an overnight stay and lots of tests due to going blind, they worked out that she has a few problems now in her old age (they're 15 now) and her tests came to £500 we wouldn't have been able to afford it if we had not got insurance!
i insure my cats with petplan now, they give good insurance, pay my vets direct and never hesitated!
oh and they're the only ones i can find who will insure such old cats, though they do charge me £37 per month for the both cats ::)
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First time allotment holder, second time mum.
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