Sorry, was a bit beefuddled there for minute (huge apologies ;D) but think it might be what's known as Rock Bumble Bee, no stripes and red bottom, common in Europe Nests underground, in piles of stones, rock crevices, etc!
Coo, don't half sound knowledgeable, don't I? Giggles, just looked in me book! ;D ;D ;D