Set up a new payment account and had to verify the payee via the phone. Good idea to stop fraud. But I was trying to pay my credit card off.
I think that payments with a debit card over a certain amount could be verified with a mobile text message.
My bank uses card sentry. It needs me to log on and use my PIN to verify payment. I don't do text and never will do. My mobile phone is for emergencies only.
I would never feel safe using text to deal with my bank.Do many customers do this. not me.
My bank text me if my card is used abroad. I like it. It just I would like to text them before I use a cash machine, afterwards seems a bit late.