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Wellies every time as I get filthy otherwise and stung. I have a summer pair which are quite thin, another pair for wearing with one pair of socks in spring and autumn and another, heavier pair for wearing with two pairs of socks in winter.
I wear steel tipped safety shoes all year. Safety first. I value my toes. Wellies offer no protection and are not very good for digging the steel plate spreads the weigh over the foot. I knew someone who lost their toes gardening one slip with a spade.....