Picture posting is enabled for all :)
3. The association is not the landlord, it's the landlord's agent, but as you're binding the landlord to an agreement it would be altogether better if the council let you issue tenancy agreements.
2. Of course you can insure against illegal activity. If someone nicked my bicycle for example my household insurance would pay out.
I'm a bit confused when you keep saying things aren't "illegal". Surely if somebody jumps over the fence of our allotment without our or the council's permission they are there illegally? Similarly, if the council insists that all plot holders must have a signed agreement and one of them refuses and cultivates their plot anyway then they are doing so "illegally"? Maybe the definition of the word "illegal" is required here. However, what they are doing certainly ain't right!!!!
Newspace says that, if somebody refuses to sign a tenancy agreement, then it appears they shouldn't be on site. They are "illegally" occupying a plot. As such, they are not covered under the site umbrella policy for third party liability insurance. I'm not exactly sure what third party liability insurance covers us against, but it is mandatory as part of our agreement with the council.