Topic: Wish me luck and please keep your fingers crossed.

[tim]

Do keep us informed. We're willing it.

[Ishard]

Thank you all so much for your good luck, Im sure it will tip the balance for us. :)

Of course I will keep you up to date on it.

[small]

Best of luck!  We had a great few years smallholding though all I have left is the vegetables now.  It's a very hard life but the rewards are like no other.  Keep us posted!

[Ishard]

Cant sleep as Im worrying so much about it all :( Im wondering about the house from 2.30am this morning.

Dreams are hard things to want eh?  :-\

[1066]

I hope you get your news soon Ishard - I know how much I hate having to wait  :)

1066

[Borlotti]

Funny, I can't sleep either, been up since 4 am.  Cold and windy here otherwise would go to the allotment, will later.  Hard to type with my fingers crossed for you.  Hope all goes well for you.

[thifasmom]

any news?

[Ishard]

Good news Guys :) the vendors have accepted our offer  ;D BUT we cannot get a mortgage.  :'( :( :(

The residential mortgage companies say the property is commercial (cos of kennels and land) and the commercial property guys say theres not enough land for it to be commmercial as the house is worth more than the land so its residential. Grr!!!


If theres anyone who posts here who thinks they know anything that could help please feel free to mail me.

 Im getting desperate!!! And incredibly depressed and weepy.  :'(

[thifasmom]

oh bugger, i'm sorry to hear this. i don't have much advise on this but have you let the residential lenders know what the cooperate lenders have said?

[norfolklass]

congratulations on getting your offer accepted!
sorry to hear of your mortgage problems, I wish I could offer some help or advice but I know nothing about that kind of stuff. BUT I'm sure there must be a solution - how did the vendors mortgage it? why would the land count as commercial, there must be plenty of big houses with lots of land (ie a garden) that are classed as residential rather than commercial...
I'm sure someone here will be able to offer some advice, or point you in the direction of someone who can help.
try to stay positive and the best of luck with it all.

[ceres]

Have you tried getting a broker to find you a deal?  There have to be specialists lending for this kind of property.  Have also PM'd you.

[Ishard]

Yeh Thif I have told each mortgage company what the other has said. But you know what jobsworths are like?

Nlass prior to us this place has been 'sold' 4 times and each time it fell through, I now suspect because of the mortgage probs so its not just us.
The people/committee who own/ed it paid cash as it was a registered charity so they had no problems.

Thanks Ceres and Baccy Man I will try those links today.

[shirlton]

I do hope that it all works out for you Ishard ;D

[thifasmom]

wishing you loads of luck and hope those links given by ceres and baccyman are fruitful.