i'm never sure why pinching out the tips deters them.
It is the most succulent part of the plant!
Have you ever noticed the smell when you tip them out it is no wonder they are attracted to this spot. (a bit like carrot fly to carrots)
To answer your other question ;It is very rare indeed for me to get blackfly!
Plus just another thought on the five truss thing!!
1) It is better to get less beans that are unnafected than more that are.
2) I can't prove the following but I think because I have potentially less beans on the plant/s I get better quantity in the pod. So all in all I like to think I get the best of both worlds i.e. well filled pods that have not been affected by blackfly!!